Banking & Finance

Who we are

Mills Oakley’s Banking & Finance team has a great depth of knowledge and experience, gathered domestically and across Asia, Europe and North America. The team prides itself on providing commercially minded legal advice which is tailored to the needs of our clients. We have a track record for advising on bespoke and sophisticated domestic and cross border transactions.

We represent financial institutions, factoring companies, corporate borrowers, leasing companies and other participants in a wide variety of financing transactions.

What we do

Our expertise includes:

  • Financial regulation advice: we advise a number of banks and financial institutions on issues arising from APRA, ASIC and general legislative changes and requirements. We work closely with the Mills Oakley Financial Services team to provide the best outcomes and advice for clients
  • Corporate Finance: we are regularly engaged to negotiate and work on general and complex corporate transactions. Whether the financing platform is secured or unsecured, we understand the key legal risks and drivers when advising clients
  • Agribusiness, trade and asset finance: we advise banks, corporates and large farming families across a broad spectrum of issues and deals in agriculture, trade finance (including factoring and receivables) and asset finance. Acting for both borrowers and financiers, we understand each party’s perspectives and the complexities of the deal.
  • We also provide advice in relation to fund finance, debt finance and capital markets.

Recent projects

  • Advising borrower on the $80m financing of the acquisition of 114 William Street, Melbourne,  a transaction forming part of a larger $300m asset swap.
  • Advising borrower in the $50m refinancing of 388 Lonsdale Street, Melbourne via widely distributed loan notes issued to financiers in Hong Kong.
  • Acted for the borrower of $40m senior debt construction funding for the development of mixed use buildings funded by Commonwealth Bank of Australia Limited.
  • Acted on  $20m sale of two Airbus A320 aircraft and the $10m sale of a Boeing 767 aircraft.
  • Advising Bank of Queensland on $40m financing of the Meydan Group, currently one of the largest exposures for the Bank of Queensland Victorian book.
  • Advising issuer on A$15m Class A secured note issue and capital raising: transaction involved negotiating the terms of the Note Issue Deed, loan documents and the subscription of class B notes.
  • Advising issuer on its incorporation of a special purpose vehicle, the issuance of A$5m secured notes by the special purpose vehicle and the subscription of notes by an existing securitised note program.
  • Advising investor on $20m investment in debenture program.


Private Advisory