We provide technically accurate, commercially sensible and operationally practical solutions. We are innovative, technology-inspired and lateral thinking commercial lawyers. Our financial services, funds and ESG advisory expertise is outlined below.

Superannuation, insurance, wealth management, financial advice, platforms, banking, FinTech and payments

• Licensing, authorisation and regulatory approvals.
• Product design, disclosure, and distribution.
• Design, training, implementation and supervision of new technology (algorithms, AI and machine learning), including digital financial advice and customer engagement platforms.
• Corporate governance, financial accountability regime and resourcing and outsourcing arrangements.
• Successor fund transfers, M&A transactions, product and licensing rationalisations.
• Distribution agreements (promoter, white labelling and partnership agreements).
• Regulatory advisory, incidents, breaches and investigations, customer and operational remediation.
• Training and presentations for boards, executive teams, responsible managers, representatives and employees.

Funds and Investments

• Establishing new retail and wholesale managed investment schemes and limited partnerships including structuring, constitutions, licensing, scheme registration, equity raisings (on and offshore) and stapled structures.
• New market entrants and inbound investment transactions (JVs and club deals).
• Mergers and acquisitions, divestments, restructures and strategic reviews.
• Investment due diligence, transactions and derivatives including offshore investments.
• Outsourcing arrangements, including investment management and asset management, administration, and custody agreements.
• PDSs, information memoranda and other key disclosure documents.
• Compliance plans and frameworks for trustees and responsible entities.
• Regulatory obligations for the ongoing operation of schemes, including board and investment governance, AML/CTF and privacy.
• Regulatory advisory, incidents, breaches and investigations, customer and operational remediation.

ESG Advisory

• Private capital investment transactions focussed on low carbon assets and real assets (farmland, real estate, social housing, new energy including renewables).
• Carbon market and natural capital advisory, including AFSL support for carbon farming developers, project contracts, project due diligence and offtake contracts.
• Sustainable finance advisory including greenwashing, sustainable finance and ESG regulation.
• Mandatory climate reporting.

Regulatory Tracker Technology Platform

• Mills Oakley works with a RegTech provider to offer a platform that provides daily updates and analysis on regulatory change.
• Co-designed with Mills Oakley clients, it now supports many superannuation funds, insurers, fund managers and financial advisers to stay ahead of regulatory change and communicate its impacts.