Insurance in MOtion July 2026

Welcome to Insurance in MOtion! We're excited to share the latest insights and updates with you.
August 20 2026

Which Retention Applies When There Is More Than One Related Claim? 

Nuix Limited v Berkshire Hathaway Specialty Insurance Company [2026] FCAFC 87

By Sarah Fountain, Partner and Shawn Finnerty, Senior Associate

The Full Court of the Federal Court has confirmed that where related claims under a policy attract different retentions, the higher retention may apply, even if the first-in-time claim attracted a lower retention, highlighting the importance of clear policy drafting and avoiding gaps in policies

Why It Is Difficult to Appeal a Jury Verdict 

Healy v Nestlé Australia Limited [2026] VSCCA 171

By Stuart Eustice, Partner and Gregor Campbell, Associate

The Victorian Court of Appeal has upheld a jury verdict against Nestlé following a worker’s respiratory injury at its Wahgunyah facility, reinforcing the challenges employers face when appealing findings based on competing expert evidence. The decision highlights the importance of effective risk controls, ventilation systems, and chemical management processes in preventing workplace exposure incidents.

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Police Not Negligent at an Invasion Day Protest: Hight Court Holds that Police Owe a Duty of Care to Bystanders, but Did Not Breach It

Cullen v New South Wales [2026] HCA 19

By Grant Mitchell, Partner and Madison Hornabrook, Lawyer  

Can police be liable for injuries suffered by bystanders during a protest? The High Court’s decision in Cullen v New South Wales provides important guidance on the scope of police duties of care and how courts assess split-second decisions made in volatile situations.

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Pollution Liability Cover

Seymour Whyte Constructions Pty Limited v Liberty Mutual Insurance Company t/as Liberty Specialty Markets [2026] NSWCA 154

By David Slatyer, Partner and Tyra Zacka, Paralegal   

A recent NSW Court of Appeal decision confirms that pollution liability policies may not cover asbestos management costs where those expenses arise from statutory or contractual obligations, rather than a defined “Pollution Condition” under the policy.

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WorkSafe Victoria Accepts Enforceable Undertaking After Truck Driver Struck by Forklift

WorkSafe Victoria investigation concerning Godfrey Hirst Australia Pty Ltd 

By Sarah Fountain, Partner

WorkSafe Victoria’s acceptance of an enforceable undertaking from Godfrey Hirst following a forklift incident that could have had serious consequences is consistent with an increasing willingness by some regulators to accept enforceable undertakings.

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